Savings Accounts:

• All members must have a savings account and maintain a minimum balance of $5. 

• It serves as your primary account at the Credit Union and establishes your membership.  

• Competitive dividends are paid quarterly on balances of $500 or more.

• Deposits can be made conveniently in person, by payroll deduction, by mail or at some ATM machines..

Checking Accounts:

• No monthly service charge

• No minimum balance required

• No per check charge

• Debit card to access funds

• Audio Response to access account information

• Overdraft Protection

• Automatic Bill Payments

Money Market Accounts:   

• $2,500 minimum balance.  $25 fee if balance falls below minimum during the month.
• Maximum of 3 checks or withdraws each month.  Minimum withdraw or check is $250.
• $9.99 fee per cash or check withdraw if more than 3 withdraws per month
• Free basic checks to accountholders
• Account may be closed if it falls below the $2,500 maximum for a period of 90 days or more
• Competitive dividends paid monthly on account.  Click here for rates. 

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Christmas Club Accounts:

• The Credit Union makes savings for the holidays easy with our Christmas Club Account.

• Make deposits conveniently in person, by payroll deduction, or by mail

• Funds from the account are transferred into your savings account in early November just in time for holiday shopping.

• Credit Union pays competitive dividends.

Share Certificates of Deposit:

• Many terms are available from three months up to four years with a minimum $500 investment.

• Start saving TODAY!

Individual Retirement Accounts:

• A Credit Union IRA is a great way to save for the future.

• Traditional, ROTH, Coverdell Education Savings Accounts are available and can be invested in regular share or certificates.  

• Your deposits are insured up to at least $100,000 by the NCUSIF.

• IRAs are available in IRA Savings Accounts or 1,2,3,4 year or 14 month IRA certificates.

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Youth Accounts:

Ages 0 - 12

• $5.00 minimum opening balance on share account

• Dividends paid on balances of $5.00 and above in the account

• Free access to Googolplex - a website for students from elementary to high school age
• Access the web site for googolplex.

• $5.00 minimum opening balance on share account
• Free access to Googolplex - a website for students from elementary to high school age
• Free basic checks with checking account (If under age 18, adult must be on the account as well)
• Access the web site for googolplex.

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Golden Checking Accounts:

Special Checking Account for members age 50 and older. Benefits include:

• Free Basic Checks

• Dividends paid on account balances of $1,000 or more.

• Free Money Orders and Free Travelers Checks
• No Minimum Balance and No Monthly Surcharge
• Click here for rates.

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