|
Savings
Account Rates:
Rates effective July 1, 2010
|
Account Type |
Minimum Balance |
Annual Percentage Rate |
APY* |
|
Share Savings |
$5 |
0.15 % |
0.15 % |
|
|
$500 |
0.25 % |
0.25 % |
|
|
$5,000 |
0.50 % |
0.50 % |
|
|
|
|
|
|
|
|
|
|
|
IRA Share Account |
|
0.75 % |
0.75 % |
Rates are subject to change. Please check with
the Credit Union for
current rates.
* APY = Annual Percentage Yield
The share account requires a minimum balance of
$5.00
Youth Savings
Account Rates (for members under age 19):
Rates effective July 1, 2010
|
Account Type |
Minimum Balance |
Annual Percentage Rate |
APY* |
|
Share Savings |
$5 |
0.70 % |
0.70 % |
|
|
$500 |
0.90 % |
0.90 % |
|
|
$5,000 |
1.15 % |
1.16 % |
Golden Checking
Rates:
Rates as of July 1, 2010
|
Account Type |
Minimum Balance
(To Accrue Interest) |
Annual Percentage Rate |
APY* |
|
Golden Checking |
$1,000 |
0.25 % |
0.25 % |
Money Market
Account Rates:
Rates effective July 1, 2010
|
Account Type |
Minimum Balance |
Annual Percentage Rate |
APY* |
|
Money
Market |
$2,500 |
1.00 % |
1.00 % |
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Certificate
and IRA Account Rates:
Rates effective July 1, 2010.
IRA Certificates available in 1,2,3,4 year and 14 month terms.
|
TERM |
Min Deposit |
Rate |
APY* |
|
3 Month |
$500.00 |
0.75% |
0.75% |
|
5 Month
5 Month**** |
$500.00
$25,000 |
1.09%
1.14% |
1.10%
1.15% |
|
6 Month |
$500.00 |
1.00% |
1.00% |
|
1-Year |
$500.00 |
1.24% |
1.25% |
|
14 Month
14 Month**** |
$500.00
$25,000 |
1.24%
1.34% |
1.25%
1.35% |
|
2-Year |
$500.00 |
1.47% |
1.50% |
|
3-Year |
$500.00 |
1.98% |
2.00% |
4-Year |
$500.00 |
2.23% |
2.25% |
Accumulation Account*** |
$50 |
5.00% |
5.12% |
Rates are subject to change. Please check with the Credit
Union for
current rates/terms..
Penalty for early
withdrawal.
* APY =
Annual Percentage Yield. Based on quarterly compounding.
** Dividends are paid quarterly and are calculated on the
actual daily
balance.
** Penalty for early withdrawal from share certificates.
***Accumulation accounts have a $50 opening balance. Deposits must be added every pay. Once the balance reaches $500, the account is converted to a 3 month certificate.
**** Please note for these certificates, it must be new
money over $25,000
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Loan
Rates:
Rates as of June 16, 2010
| |
|
|
|
Description |
APR* |
Maximum
Term |
| Secured
Loans Rate as low as 3.74% |
see * |
|
|
Unsecured
Loans Rate as low as 9.50% |
see * |
|
| |
|
|
| |
Car
Lease ** |
|
| Automobile
Lease Rates as low as 4.74% |
|
|
| |
|
|
| |
Signature Loans |
|
| Rates
as low as 9.50% |
see * |
|
| |
|
|
| |
Home Equity Line of Credit: |
|
| Adjustable |
Prime -.50% |
|
|
Fixed |
6.24 % |
|
| |
|
|
| |
Home Equity Loan Rates: |
|
| |
5.74 % |
5 Years |
| |
6.74 % |
10 Years |
| |
7.74 % |
15 Years |
| |
|
|
| |
VISA |
|
| Classic
VISA |
13.90
% purchases
10.90
% Balance transfers |
Variable |
| Platinum
VISA |
9.90 % purchases
6.90 % Balance transfers |
Variable |
| |
|
|
| |
Share Secured |
|
| Share
Secured |
5.90 % |
60
months |
|
Share Certificate Secured |
CD Rate+2% |
60
months |
| |
|
|
| |
Miscellaneous |
|
| LG&
E Employee
Tuition Reimbursement |
10.00 % |
5
months (balloon pymt) |
| Land/Lot Loans |
as low as 6.00% |
|
*
Annual Percentage Rate. Rates are subject to change. Does
not apply to existing Credit Union loans. Your rates may
vary from the above rates and are determined by your credit
history.
Lease
with Member Sales & Leasing**
You
can also take advantage of the Credit Union's great low rates when
you lease a vehicle through Member Sales & Leasing at 6313
Preston Highway in Louisville. This is the only leasing
agency the credit union uses for leases.
Call the Credit Union today
for more information.
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